An upheld complaint by Beat the Banks sees PTC Financial Advice (Scotland) Ltd officially classed as “FAILED” and placed in to FSCS Default on 20 October 2025. How much are you due??

Since 2018, did your former financial adviser suddenly transfer your pension and or investments to True Potential?
Did your adviser explain that if you moved to True Potential’s in-house offering, they would be paid a substantial commission of up to 8% or more of your pension and investments?
We do all the hard work, so you don’t have to. Sign your name, and we do the rest.
Very happy as Mike and Craig took me through and explained every step until conclusion. For that I thank you.
Dealt with my claim professionally and kept me updated during a prolonged process with faceless authorities.
Absolutely outstanding and professionalism throughout was second to none. Thank you!
Excellent, friendly service without feeling pressurised.
Mis-selling occurs when advice to leave a defined benefit pension scheme leads to financial loss.
We can recover essential information for you—it’s part of our free check.
Typically within weeks, after thorough analysis of your case details.
Time limits may restrict claims, but we assess this upfront.







