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Miscalculated Mortgages With Cheltenham & Gloucester

Miscalculated Mortgages With Cheltenham & Gloucester

If you took a Cheltenham & Gloucester mortgage in 2009 of earlier, initially borrowed £100,000 or more and haven’t remortgaged to another lender or repaid it since, there is a significant chance that the interest and charges on your borrowing may have been miscalculated. This includes interest only and buy to let borrowing.

There are a great number of reasons as to why discrepancies can occur and normally it’s a number of factors that will result in your mortgage being miscalculated and often substantially. Some of the typical, but by no means exhaustive reasons are covered in our main miscalculated mortgage page. Often sight of the original mortgage offer is enough to give a reasonable indication that a claim is possible.

At times, we believe C&G mortgage offers and accompanying T&C’s may not have accurately reflected the exact co-ordinates of the borrowing as plotted and charged by the lender. Legacy computer issues may have amplified these potential errors.

Originally a building society, C&G was already a significant player in the savings and mortgage market when it was bought by Lloyds Bank away back in 1995. The brand continued grow rapidly in England and Wales and operated through a huge branch network, at one point it was the fourth largest mortgage lender in the UK.

Although they had much less of a presence in Scotland, large branches operated in Aberdeen, Dundee, Edinburgh and Glasgow. In late 2013 all C&G branches were transferred to the newly formed TSB. At the same time they stopped accepting new mortgage applications and some existing mortgage accounts were moved to TSB. Finally in 2017 those mortgage accounts left with Lloyds were fully integrated and rebranded.

If your mortgage meets our criteria, Beat the Banks have teamed up with leading industry experts to offer an entirely free audit. We can also consider mortgages taken with C&G for £100, 000 or more after 2000, providing you retained your loan with them for a minimum of seven years.

For more information on how to receive our entirely free mortgage audit, please contact Beat the Banks on 01382 200474 or for free on 0800 193 1234. Or if you live locally, why not simply pop into our office with any of your mortgage paperwork and we can start the audit process immediately. Our hours are 8am-8pm weekdays, except for Fridays when we close at 6 pm. On Saturdays it 10am-2pm.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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