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Miscalculated Mortgages With West Bromwich Building Society

Miscalculated Mortgages With West Bromwich Building Society

Like many others, the West Bromwich Building Society increased their lending dramatically during the boom period of the late 1990s and early 2000s, and during that period they attracted a great many customers along the way. If you were one of them, there’s a chance that your mortgage payments may have been miscalculated. To find out more, simply call our team today on 0800 193 1234 for a friendly chat.

The West Bromwich Building Society is one of the oldest in the UK, dating back to the middle of the 19th century. When the lending boom came, it adopted an aggressive growth strategy in a bid to gain a larger slice of the mortgage market, and this included buy to let mortgages and commercial borrowing as well as the more traditional lending for home purchases.

The provider fell foul of a number of rules in regard to introducing rate changes that weren’t permissible, charging errors on redeemed mortgages and incorrect interpretations of their own terms and conditions. Their rapid expansion came to a halt in 2009 when they had to accept a last-minute rescue plan that enabled them to remain in business.

You may not even be aware that you’re a victim

It’s not easy for mortgage holders to ever know whether they are paying the correct amount on their monthly repayments. The mortgage itself is an extremely complex financial product, so there always has to be an element of trust involved. If the customer is being asked to pay a specific monthly cost, he or she needs to feel that this amount has been calculated correctly.

Our evidence has shown that in a number of instances with the West Bromwich Building Society this simply wasn’t the case. It’s worth remembering as well that a minor miscalculation in the early days of the mortgage can add up to a significant sum of money a few years later. We wouldn’t pay too much for any other product, so why should we do so with a mortgage?

Here at Beat the Banks, we’ve been fighting such injustices for many years, and we continue to mount compensation claims against banks, building societies and other credit providers. If you currently have a mortgage with the West Bromwich, or if you used to have one, we may be able to help you get the justice you deserve. Please call today on 0800 193 1234 and we can take things from there. We hope to hear from you soon.

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  • Mrs C, Glasgow

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  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

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  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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