Welcome to Beat the Banks

Find Us

87 Commercial Street,

Dundee DD1 2AB

Plevin or Section 140 Claims

Plevin or Section 140 Claims

Up until 2006, a consumer agreement could be deemed unfair basically in light of how it affected the consumer. If he or she had been treated unfairly as a result of that agreement then something could be done about. In 2006, however, a ruling was made that wrongdoing may have occurred if the size of the commission was too large. This ruling was more than timely, with some agreements bringing 70% or more in commission for those involved.

A landmark case, now known as the Plevin case, happened in 2014, when a retired lecturer named Susan Plevin challenged and won a legal action with Paragon Finance. The judge ruled that because Mrs Plevin had not been informed about the whopping 71% commission that came with her policy then therefore it had been mis-sold to her.

In many ways, this has been a game-changer, and since 2014 we at Beat the Banks have handled many cases that were as a result of the Plevin ruling. We continue to fight for justice on behalf of our customers, so if you feel you may have a case we’d like to hear from you. Just call 0800 193 1234 for a friendly, no obligation chat.

PPI was mis-sold to people on a regular basis that for many companies became a routine strategy that brought in huge profits. It may be that your PPI was sold to you without you even knowing, or that you were told you had to have it, or that you were saddled with it even though it was completely inappropriate to your needs. During the stampede for profits, common sense and fair play soon feel by the wayside.

Commission above 50%? You may have a claim

Since the Plevin case, the FCA took up the mantle and ruled that people can now claim if the PPI sale involved an unfair commission. As a guideline for such cases, commission above 50% is now deemed as unfair. This means that in many instances the amount of money that can be claimed in compensation can be more than significant.

If you’re wondering whether you might be eligible, you need to think about three specific factors:

• Did your agreement start before April 2007 and was it still open after April 2008?
• Did you take out cover after April 2007?
• Has a previous claim been turned down by both the provider and the Ombudsman?

If you fall into these categories, we’d like to hear from you.

PPI may have been applied to mortgages, credit cards, store cards, catalogue accounts and a number of other financial products. If it was mis-sold to you in the past, something needs to be done about it. It was never right that the banks, building societies and other credit providers made millions in profits by selling you something you didn’t want or didn’t need

The PPI scandal affected a huge number of people in the UK, and if you think you were one of them you can contact our knowledgeable and friendly team today. Simply use the contact form or call us on 0800 193 1234. The path to justice is ready and waiting for you.

Tell us your story

Sign up to Beat the Banks Newsletter

I have read and agree to the terms & conditions
  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

Web Design by: Purple Imp

The PPI deadline has now passed.

 

We can no longer assist you in submitting a PPI claim.