Reclaim Mis Sold PPI Against Bank Of Scotland

If you have had a loan, mortgage or credit card with Bank of Scotland, then there is every chance that you may have been mis-sold PPI.

Bank of Scotland is part of Lloyds Banking Group and they have the biggest PPI set aside of all the UK banks at over £17 billion. They were also fined a retail banking record of £117 million by the FCA in June 2015, for not treating customers fairly when assessing their PPI complaints.

Under their own brand, Bank of Scotland were massive sellers of Personal Loans, not just through the branch network, but also over the phone, with documents delivered and returned by a special courier service. Gold, Silver and Bronze Payment Protection cover was extortionate and added to the loan right from the outset. The most expensive way to buy PPI. Take one of these loans over the phone and there is every chance you were flogged a “preference account” at the same time AND with PPI. The telephone team were on a massive bonus structure.

Credit cards were also also sold aggressively through every channel, such as the branch network and mail and serviced through their massive centre in Pitreavie, Dunfermline. Bank of Scotland also sold mortgages with Accident Sickness and Unemployment cover, but before the merger with Halifax in 2001. After that point Halifax become the preferred mortgage brand for the new group. See our Lloyds Banking Group page for more background information on Bank of Scotland PPI.

At Beat the Banks we are experts in claiming back Payment Protection Insurance mis-sold under the Bank of Scotland brand. We can normally reclaim original lender paperwork back as far as the mid to late 90’s, providing you still have a connection with them or you have had one up to 8/10 years ago.

This along with team packed with practical banking experience means that our claims submitted to lenders are highly accurate. For more information, please call 01382 200474 or for free on 0800 193 1234.

Bank of Scotland is part of Lloyds Banking Group and they have the biggest PPI set aside of all the UK banks at over £17 billion.

They were also fined a retail banking record of £117 million by the FCA in June 2015, for not treating customers fairly when assessing their PPI complaints.

Time is running out to make a claim against Bank Of Scotland for mis-sold PPI, the time to act is now.

From Our Clients

  • “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

    Shona, Dundee
  • “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

    Mr A McQuillian
  • “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

    T & A, Dundee
  • “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

    Mrs S, Falkirk
  • “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

    Mrs M, Elgin
  • “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

    Dave & Linda , Dundee
  • “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

    Mr S, Dingwall
  • “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

    Mr & Mrs M, Shetland
  • “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

    Mrs C, Glasgow

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