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Reclaim Mis Sold PPI Against Black Horse

Reclaim Mis-sold PPI Against Black Horse (formerly Chartered Trust)

Here at Beat the Banks, we have had a number of dealings with Black Horse over the years, and we’ve helped a great many former customers of theirs to seek substantial PPI compensation claims. During that time, our research has revealed a number of examples of wrongdoing by Black Horse, including misinformation to customers about the accuracy of their record-keeping.

The company, part of the giant Lloyds Banking Group (LBG), once traded as Chartered Trust until a re-badge in 2001. During the lending boom that began in the late 1980s, Black Horse sold PPI over the phone and of course in the many branches of Lloyds Bank. As is the case with so many other big names in the financial sector, the selling of PPI policies was extremely aggressive.

There were great profits to be had for those who sold, and the target-driven sales approach led to a type of scatter-gun selling. Policies were designed on a one size fits all approach, enabling companies such as Black Horse to assemble and prepare sales teams that required very little in the way of expensive training courses. The end result was of course huge sums of money for the UK’s lenders.

Another inevitable end result was the costly outlay for customers for a product that in many instances was of little or no use whatsoever. People paid and paid and paid without ever becoming aware of the fact that their policy provided hardly anything in the way of cover. If you were one of the victims of the nation’s PPI scandal, we’d like to hear from you – just call 0800 193 1234 to tell us your story.

Obtaining justice for those who deserve it

In the last few years, more and more people have come forward to seek compensation for mis-sold PPI. The banks, building societies and other credit providers sold PPI almost willy-nilly on bank accounts, mortgages, loans, store cards and many other products, and because most of us tended at the time to trust the finance sector we went along meekly with the process.

The organisations that willingly sold us products that were so unsuitable to our needs really shouldn’t be allowed to get away with such practices. Now, having been made to see the error of their ways, they have set aside billions of pounds for the inevitable compensation claims, so make sure you use our specialist help to see if you’re entitled to some of that money.

Here at Beat the Banks, we have been at the forefront of the drive to seek justice for those who were treated so terribly in the past. Our friendly, knowledgeable team members have many years of banking experience between them, and they have an in-depth understanding of why and how PPI was sold, and indeed how so many financial institutions took steps to avoid paying the right amounts of compensation.

Our team member is ready and waiting to hear from you if you think you may have had PPI from Black Horse or anyone else. Just call 0800 193 1234 to find out more. We’re looking forward to having a chat with you soon.

Tell us your story

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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The PPI deadline has now passed.

 

We can no longer assist you in submitting a PPI claim.