Capital One PPI Reclaim With Beat The Banks
If you currently have a credit card with Capital One, or have had one in the past then, there is a significant chance that you have may have been mis-sold PPI. You should act now to make sure that you do not lose out.
From January 2005 to April 2006, the FSA identified that Capital One failed to ensure that 50,000 customers received important information about the policy, including all exclusions, although they did receive a policy summary. Affected customers were unable to check what they were covered for, or if the policy was right for them. They were fined £175,000.
The tale of woe was much more than that –
• Two out of four script options used by its sales associates did not ask the customer for consent explicitly, to receive only limited information over the telephone.
• The scripts did not ensure adequate disclosure in enough cases, of policy features and benefits and policy exclusions and limitations.
• Capital One failed to provide customers who purchased PPI other than by telephone, with the policy document prior to the conclusion of the contract.
• It’s compliance monitoring of telephone sales of PPI was not sufficiently effective.
Despite the fine, PPI continued to be sold aggressively by Capital One. The team at Beat the Banks are real experts on claims for mis-sold PPI with Capital One. All our claims experts were former bank lending managers and we do all the hard work for you, but remember time is running out.
To find out more about how Beat the Banks can claim back your mis-sold PPI, you can call our team on 01382 200474 or 0800 193 1234.
Capital One And PPI
To provide customers who purchased PPI other than by telephone, with the policy document prior to the conclusion of the contract.
Two out of four script options used by its sales associates did not ask the customer for consent explicitly, to receive only limited information over the telephone.
From January 2005 to April 2006, the FSA identified that Capital One failed to ensure that 50,000 customers received important information about the policy
Time is running out to make a claim against Capital One for mis-sold PPI, the time to act is now.
From Our Clients
“Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”Shona, Dundee
“From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”Mr A McQuillian
“Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”T & A, Dundee
“I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”Mrs S, Falkirk
“Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”Mrs M, Elgin
“We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”Dave & Linda , Dundee
“Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”Mr S, Dingwall
“We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”Mr & Mrs M, Shetland
“From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”Mrs C, Glasgow