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Reclaim Mis Sold PPI Against House of Fraser

Reclaim Mis-sold PPI Against House of Fraser

Like many other giants of the British high street, House of Fraser enthusiastically issued store cards to customers for many years. For the consumer, these cards offered a convenient way to shop for everything from clothing to cameras and from furniture to fabric. For the issuer, they provided a path to profit, especially if PPI policies were also issued at the same time.

During the lending boom that began in the late 1980s, more and more famous name shops began to realise that PPI was an easy product to sell and a profitable one to push. House of Fraser, with help from GE Capital Bank, paid hefty incentives to sales staff so they would do all they could to encourage their customers to take out a store card at the till at the time of purchase.

Of course, we all know now that this was a typical story, one that was repeated time and time again in shops, banks and building societies during what became known as the PPI scandal. Unsuspecting consumers were left with insurance policies that often provided little or no cover whatsoever, and the credit providers simply settled back and watched the money as it flooded in.

It beggars belief now that many issuers added PPI policies to store card accounts without even telling the customer, let alone asking them if they wanted it. PPI was issued as a one size fits all product, so there wasn’t even any need to put their sales teams through expensive training courses at the time. The needs of the consumer were rarely even taken into account.

Did you have a House of Fraser store card?

House of Fraser began life in Glasgow in the 1840s, and it enjoyed steady growth over the years thanks in part to acquisitions of other retail operations. Once famous names such as Barkers of Kensington, Dickins & Jones and Harrods were all bought by House of Fraser during the 20th century. These days, it’s owned by the Sports Direct chain.

The various changes in ownership over the years doesn’t mean you can’t claim PPI compensation from House of Fraser. If you had a store card during the lending boom there is a very real chance that it had a PPI policy attached to it. If you can’t remember dates or account numbers, don’t worry. The Beat the Banks team would still like to hear from you on 0800 193 1234 or via our simple online contact form.

Our team members go the extra mile in our investigations with banks, building societies and credit providers, unlike many other companies that only seek the most basic information. Our cases are based on thorough research going back many years, and we leave no stone unturned in our quest for the truth. With the PPI deadline fast approaching, now is the time to start asking questions.

Experts estimate that thousands of people will miss out on compensation purely because they didn’t make a claim. Don’t be one of the unfortunates who didn’t seek justice. Call our experts on 0800 193 1234 and we’ll take things from there on your behalf. Of course, we can’t promise success, be we can promise that we will do all we can to see if you had PPI in the first place, and if appropriate to mount a robust case for compensation.

It’s worth noting that many store card PPI compensation payouts have been extremely large, sometimes running into five figures. Surely it’s worth making an enquiry before the deadline passes?

We hope to hear from you soon.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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The PPI deadline has now passed.

 

We can no longer assist you in submitting a PPI claim.