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Reclaim Mis Sold PPI Against House of Fraser

Reclaim Mis-sold PPI Against House of Fraser

Like many other giants of the British high street, House of Fraser enthusiastically issued store cards to customers for many years. For the consumer, these cards offered a convenient way to shop for everything from clothing to cameras and from furniture to fabric. For the issuer, they provided a path to profit, especially if PPI policies were also issued at the same time.

During the lending boom that began in the late 1980s, more and more famous name shops began to realise that PPI was an easy product to sell and a profitable one to push. House of Fraser, with help from GE Capital Bank, paid hefty incentives to sales staff so they would do all they could to encourage their customers to take out a store card at the till at the time of purchase.

Of course, we all know now that this was a typical story, one that was repeated time and time again in shops, banks and building societies during what became known as the PPI scandal. Unsuspecting consumers were left with insurance policies that often provided little or no cover whatsoever, and the credit providers simply settled back and watched the money as it flooded in.

It beggars belief now that many issuers added PPI policies to store card accounts without even telling the customer, let alone asking them if they wanted it. PPI was issued as a one size fits all product, so there wasn’t even any need to put their sales teams through expensive training courses at the time. The needs of the consumer were rarely even taken into account.

Did you have a House of Fraser store card?

House of Fraser began life in Glasgow in the 1840s, and it enjoyed steady growth over the years thanks in part to acquisitions of other retail operations. Once famous names such as Barkers of Kensington, Dickins & Jones and Harrods were all bought by House of Fraser during the 20th century. These days, it’s owned by the Sports Direct chain.

The various changes in ownership over the years doesn’t mean you can’t claim PPI compensation from House of Fraser. If you had a store card during the lending boom there is a very real chance that it had a PPI policy attached to it. If you can’t remember dates or account numbers, don’t worry. The Beat the Banks team would still like to hear from you on 0800 193 1234 or via our simple online contact form.

Our team members go the extra mile in our investigations with banks, building societies and credit providers, unlike many other companies that only seek the most basic information. Our cases are based on thorough research going back many years, and we leave no stone unturned in our quest for the truth. With the PPI deadline fast approaching, now is the time to start asking questions.

Experts estimate that thousands of people will miss out on compensation purely because they didn’t make a claim. Don’t be one of the unfortunates who didn’t seek justice. Call our experts on 0800 193 1234 and we’ll take things from there on your behalf. Of course, we can’t promise success, be we can promise that we will do all we can to see if you had PPI in the first place, and if appropriate to mount a robust case for compensation.

It’s worth noting that many store card PPI compensation payouts have been extremely large, sometimes running into five figures. Surely it’s worth making an enquiry before the deadline passes?

We hope to hear from you soon.

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