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Reclaim Mis Sold PPI Against Laura Ashley

Reclaim Mis Sold PPI Against Laura Ashley

One of the most famous names in our high streets, Laura Ashley were as keen as all the others when it came to selling PPI policies with their store cards. During the lending boom from the late 1980s onwards, store cards proved to be an extremely popular product to offer the public. There was something very satisfying about purchasing the latest fashions without having to pay for them there and then.

But what many consumers didn’t realise was the fact that interest rates on store cards were far higher than standard credit cards. Somehow, we seemed to lose sight of that little gem of information. It seemed more rewarding to use the store card, even if it came with a PPI policy that was next to useless for so many people. Psychologically, it may have felt like a quick win against the store, although in truth the store was winning every single time.

The sales staff at the tills in Laura Ashley stores and of course in many other shops across the UK were offered tempting incentives to push the PPI, so that’s what they did. Time and time again, consumers were enthusiastically persuaded to say yes to a policy along with their shiny new store card. We all know now, of course, that the benefits offered by PPI were pretty much a one-way street.

Buy now, pay later – what could possibly go wrong?

Buying now and paying later for the latest consumer goods seemed such an attractive proposition, but if you didn’t pay off the full balance on your store card account the amount you owed would increase significantly. And if this resulted in you owing thousands rather than hundreds of pounds you ended up being unable to pay the whole amount any longer. The interest, not to mention the PPI premium, just got bigger and bigger.

For high street giants like Laura Ashley, selling store cards with PPI attached was oh so easy. Consumers wanted instant gratification, and this was the way to get it. We as a society came to rely on credit ever more strongly, and the credit providers got richer and richer as the profits flooded in. By the time the selling of PPI came to be seen as an injustice, many millions of pounds had been spent.

The team at Beat the Banks has the experience and the know-how to mount strong and tenacious compensation claims for mis-sold PPI from Laura Ashley and every other high street giant that embraced this source of revenue in the past. Our specialists have worked in the banking industry, they know just how much aggression was used to sell PPI, and indeed just how much of a white elephant the product turned out to be.

To find out if you’ve been a victim of PPI mis-selling in the past, whether by store card or any other financial product, please get in touch today. We’re available on 0800 193 1234 right now to discuss your case.

We look forward to hearing from you soon.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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The PPI deadline has now passed.

 

We can no longer assist you in submitting a PPI claim.