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Reclaim Mis Sold PPI Against Mint Credit Cards

Reclaim Mis Sold PPI Against Mint Credit Cards

From its launch in 2003, the Mint credit card was a popular choice among the British public. Although it offered a seemingly new approach, Mint was actually a rebrand of the Advantage credit card. Both of these products were in fact issued by RBS, a group that became somewhat notorious for pushing PPI policies on all of its products during the lending boom.

In 2018, the Royal Bank of Scotland announced that it had again increased the total sum of money set aside for PPI claims. The total cost of the PPI scandal to RBS stands at more than £5 billion, a staggering figure, but one that clearly indicates just how enthusiastically the company embraced the profit potential of a product that offered so much to the lender but so little to the borrower.

If you had a Mint credit card in the 2000s, there is a very strong possibility that it came with a PPI policy tacked on to it. Sales staff were offered hefty incentives to push PPI with applications, even for consumers who couldn’t receive much in the way of cover. One call to 0800 193 1234 is all you need to find out more about the way Beat the Banks can help you find the justice you deserve.

Far too many claims management companies contact PPI providers with a request for only the briefest of information. Armed with only part of the picture, they then mount a claim that often brings in only part of the compensation that may have been due. Beat the Banks are different, because we believe in going the extra mile to find out all the truth, not just some of it.

The clock is ticking, so act fast

With the PPI deadline fast approaching, it’s vital that claims are made based on all the relevant details. You will only get one chance now to mount a claim, so why choose a route that may not bring what you deserve? Our specialists have many of years of experience within the banking industry, so we know what to look for and where to find it.

Corporations such as RBS made a fortune from mis-sold PPI during the credit boom, and they used an aggressive selling policy to make sure you said yes to this somewhat under-achieving add-on. It’s not right that they should get away with the tactics they used, so make sure you contact Beat the Banks soon to see what can be done.

In addition to the credit side, Mint also offered personal loans, and of course they came with the chance of PPI ‘benefits’ as well. Whether you were looking to improve the home, to pay for a major holiday, to buy a car or perhaps to consolidate some existing debts, you could easily have found the loan of your choice on the web, over the phone or in bank branches.

Eventually the lending boom came to an abrupt end, and soon there were plenty of recriminations in regard to PPI and how it was sold. Financial regulators started fining the wrong-doers in the mid-2000s, but these punishments gathered pace from around 2011 onwards. The more injustices were uncovered, the more money had to be set aside to pay for the inevitable (and completely justifiable) compensation claims.

If you had a loan or a credit card from the Mint brand, we’d like to hear from you as soon as possible. PPI claims will have to come to an end in August 2019, so time is running out. Please call us on 0800 193 1234 for a free, no obligation chat.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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