Mint Credit Cards Reclaim Mis Sold PPI
If you have ever had a loan or credit card with Mint, then there is a considerable chance that you may have been mis-sold PPI. Mint is one of the trading names of RBS. In February 2017, RBS as a group announced that their overall provisions to meet the cost of mis-sold PPI, had risen to a massive £4.9 billion.
Mint as a brand was launched in 2003 and replaced the RBS group’s former Advantage Card, which had operated from the mid 90’s. All existing Advantage Card holders were automatically transferred to the new Mint brand. Advantage aggressively sold PPI as part of their credit card offering. This did not change with the advent of the rebranding. As Mint, RBS continued to to push the sales of PPI on their credit card and also on the personal loans that they started to sell.
Mint has not been the success story that RBS might have hoped for and it no longer issues new credit cards or offers loans under the brand, although it continues to service thousands of credit cards with a great many cardholders still paying PPI.
At Beat the Banks we have had many successes with claims for mis-sold PPI against Mint. Our success record against against them is excellent, simply because of the unique way we submit our claims.
RBS Group simply refuse to supply full customer information under the terms of a Subject Access Request under the Data Protection Act 1998. This means virtually every claims company is happy to put in a claim for mis-sold PPI based on the briefest of facts. For example the start and end dates of the loan or credit card and the account number. At Beat the Banks we don’t guess and that’s why we simply refuse to accept this minimal information from the bank and why we insist on recovering your full lending file from the lender, to include copies of original loan agreements, card applications and statements. This allows us to be 100% accurate and give each and every Mint Account claim for mis-sold PPI, the very best chance.
If you have had a Mint Credit Card or loan with PPI and would like to know more about how the Beat the Banks team can help you reclaim the compensation that’s rightfully yours, please call 01382 200474 or for free on 0800 193 1234.
Mint Credit Cards And PPI, The Facts
Mint is one of the trading names of RBS. In February 2017, RBS as a group announced that their overall provisions to meet the cost of mis-sold PPI, had risen to a massive £4.9 billion.
Mint as a brand was launched in 2003 and replaced the RBS group’s former Advantage Card. All existing Advantage Card holders were automatically transferred to the new Mint brand. Advantage aggressively sold PPI as part of their credit card offering. This did not change with the advent of the rebranding.
Time is running out to make a claim against Nat West for mis-sold PPI, with the FCA having controversially set a deadline for claiming of 29 August 2019.
From Our Clients
“Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”Shona, Dundee
“From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”Mr A McQuillian
“Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”T & A, Dundee
“I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”Mrs S, Falkirk
“Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”Mrs M, Elgin
“We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”Dave & Linda , Dundee
“Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”Mr S, Dingwall
“We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”Mr & Mrs M, Shetland
“From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”Mrs C, Glasgow