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Reclaim Mis Sold PPI Against Royal Bank Of Scotland

Reclaim Mis Sold PPI Against Royal Bank Of Scotland

If you had a mortgage, loan or credit card from the Royal Bank of Scotland or any of the organisations that have come under its umbrella, there’s a strong likelihood that you had a PPI policy attached. RBS has been one of the UK’s most active financial players over the past three decades, and like many others they were only too happy to pass on PPI to customers, irrespective of whether it was of much use to them.

During the lending boom that began in the late 1980s, consumers all over the UK found it all too easy to obtain credit. Companies such as RBS were happy to offer a wide range of financial products, and at one time just about all of these products came with the possibility of Personal Protection Insurance. For the customer, extra cover and protection seemed like a good idea, so why wouldn’t they say yes?

The Royal Bank of Scotland, like many others, saw a golden opportunity to increase profits dramatically without having to try too hard to make it happen. Sales teams were offered plenty of incentives to add these policies to their products, and the fact that very little training was needed meant RBS and the rest of them could keep their operating costs down to a minimum.

In 2018, the company announced that it had again increased the amount of money it had set aside for PPI claims, bringing the total to more than £5 billion, a staggering sum that highlights just how heavily involved RBS and its various partners were in the PPI scandal. Perhaps it’s also an indicator of how much profit there was to be made during the lending boom.

It’s not just about RBS

It should be noted that even if you didn’t have PPI from the Royal Bank of Scotland your dealings may still have come under their auspices. The RBS Group has links to several familiar brands which have been extremely active in the UK’s financial sector over the years. They include:

NatWest
• Direct Line
• Churchill
Mint
• Lombard Direct
Ulster Bank
• Shell Credit Cards

…and several more.

If you have had any form of PPI via these companies or through RBS itself, we’d like to speak with you. Contact us today on 0800 193 1234 for a free, no obligation chat. We might just be able to help you find some well-deserved justice.

When the lending boom was in full swing, many UK financial institutions seemed to focus less on providing a service that could be trusted and more on selling products that brought in ever increasing profits. The days when we as a society looked on our banks and building societies as seemingly benevolent organisations that had our best interests at heart were fading fast.

The Royal Bank of Scotland sold mortgages, loans and credit cards with a great deal of gusto during the lending boom, and they aggressively pushed their PPI policies as well. Customers in branches, over the phone and via the early beginnings of the internet were strongly encouraged to agree to the addition of PPI to their purchase, and in many cases the cover was little more than a white elephant.

As we all know now, there was a great deal of wrong-doing in regard to mis-selling PPI. Once-trusted institutions were found to have used many underhand tactics in a bid to increase their profits, and until the authorities got involved it was nothing more than an absolute feeding frenzy. Thankfully, those who were wronged are able to seek compensation. And that’s where we come in.

Beat the Banks have constructed a vast number of robust, tenacious PPI claims against the financial sector in recent years. Unlike most other claims management companies, we don’t believe in seeking the quick win via access to the scantest of historic information. We seek data that goes right back to the beginning of a credit application, enabling us to mount cases that relate to the whole picture.

If you had PPI from RBS or any of its partners in the past, we’d love to hear from you. All it will cost you is a few minutes of your time, so make that call today to 0800 193 1234 and lets see what can be done.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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