Reclaim Mis Sold PPI Against Royal Bank Of Scotland

Royal Bank Of Scotland Reclaim Mis Sold PPI

In 2016 we persuaded RBS to change their Group policy on providing information and compensation on joint loans. Previously and illegally, they would only deal with and pay compensation to the first named party to personal loan borrowing.

If you feel you may have been affected by their former policy. Please see this link to our Press Pass Section

If you have borrowed money through any of the RBS brands as far back as the mid 1990’s and paid PPI then, here is some important information for you.

In February 2017, the RBS Group, which includes RBS and NatWest, announced that in 2016, they had set aside £601 million for the selling of mis-sold PPI. This was an increase on the £600 million put aside in 2015, although less than the £650 million provision for 2014.

It takes RBS’ total PPI provision, to an incredible £4.9 billion, of which £3.7 billion – £3.3 billion (67%) in redress and £0.4 billion in administrative charges – had been paid by 31 December 2016.

The mis-selling of PPI has rife been through all the main RBS brands and at Beat the Banks we are experts in claiming against all of them, BUT remember, the FCA have set a final date for reclaiming mis-sold PPI of 29 August 2019.

RBS Group simply hate giving out customer records, BUT at Beat the Banks, that’s where our banking expertise comes in. We aim to recover RBS group full lending records back to a minimum of 1995, where you still bank with them or have done so up to 10 to 15 years ago. Knowing what happened at the time of sale is vital, don’t recover all the paperwork and it’s a guess. Just one reason why our claims record against RBS group is so high.

Here are some of the main RBS group brands that sold PPI on their products –

Nat West
Royal Bank of Scotland
Direct Line
Style Credit Card
Shell Credit Card
Mint Credit Card
Lombard Direct
Ulster Bank
Lombard North Central

Beat the Banks on numerous occasions have reported RBS group to the FCA and to the ICO. The latter, police the Data Protection Act 1998. Neither, disappointingly have chosen to take any action to protect the consumer. We firmly believe that personal loan records prior to 1995 are held on microfiche and readily accessible. If you have had personal loans with RBS or Nat West or any of the group before 1995 and have proof, or are certain that you paid PPI, the Beat the Banks Team would love to hear from you.

Please also check our Press section, on how we managed to get RBS group to change their PPI procedures regarding joint loans. To find out more about RBS group mis-sold PPI please contact our team on 01382 200474 or 0800 193 1234. No other PPI reclaim company, has a team of ex-bank lending managers dedicated to giving every single PPI claim the best possible chance.

RBS And PPI, The Facts

RBS Group have now provisioned £4.90 billion to meet the cost of mis-sold PPI

The Group have flaunted the Data Protection Act since April 2014, when they disbanded their Full Subject Access team. They are the only UK bank to have taken this line.

Time is running out to make a claim against RBS for mis-sold PPI, the time to act is now.

Massive number of group members, all of who aggressively mis-sold PPI.

From Our Clients

  • “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

    Shona, Dundee
  • “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

    Mr A McQuillian
  • “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

    T & A, Dundee
  • “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

    Mrs S, Falkirk
  • “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

    Mrs M, Elgin
  • “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

    Dave & Linda , Dundee
  • “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

    Mr S, Dingwall
  • “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

    Mr & Mrs M, Shetland
  • “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

    Mrs C, Glasgow

Sign up to our Newsletter

I have read and agree to the terms & conditions

Beat The Banks

11 albert Square

Dundee DD1 1DD