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Reclaim PPI Against Catalogue Accounts

Reclaim PPI Against Barclays Bank

If you thought PPI was limited to just bank accounts, credit cards and loans, you’d be wrong. During the lending boom, Payment Protection Insurance was seen as something of a cash cow for the financial sector, and it wasn’t long before the industry started to look for more products to add PPI to. A great deal of money was to be made, after all.

There was a time when catalogue shopping was extremely popular, with people all over the UK buying everything from fashion to furniture and everything in between. There was something rather attractive about having the very latest TV delivered to the home and only having to pay for it via a small amount every week for a year or so. In some ways, it almost felt like we weren’t actually paying anything at all.

Of course, we definitely were paying, and paying big. The interest rates on purchases like this were extremely high, so the major catalogue companies enjoyed hefty profits. And when the PPI gravy train came along, they became even heftier. In short, we paid through the nose for the ‘benefits’ of this product, without realising it was of little or no use to the majority of us.

There are a number of famous names in the catalogue industry, including:

• Littlewoods
• Freemans
• Great Universal
• Shop Direct
• Simply Be

…and more.

Buy now, pay later…

Having a catalogue account enabled consumers to purchase a variety of products and pay for them in instalments. The temptation of buying like this until you have over-reached yourself was strong, of course, so a significant proportion of customers would soon have high balances on their accounts that inevitably took them a long time to pay off.

Sadly, the higher the balance the more the PPI would cost. Add in the fact that interest rates were often at 30% or more and you can see now that the real cost of those lovely consumer goods was far more than it really needed to be. The Payment Protection Insurance that was supposed to bring peace of mind turned out to be a millstone around the customer’s neck.

Our team of specialists includes men and women who have worked for years in the financial industry. They have a great deal of experience in dealing with the UK’s banks, building societies and credit providers, and we, therefore, know how best to get to the data required for making a PPI compensation claim. Armed with the truth and the whole truth, we then construct a robust and meaningful case.

The financial industry used a great deal of aggression to sell on PPI products that were rarely of much use, and in our opinion, they shouldn’t be allowed to get away with it. Here at Beat the Banks, we are fully committed to providing the very best service to our clients, and we will continue to fight for their rights up until deadline day and beyond.

Call 0800 193 1234 to find out more.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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