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Reclaim PPI Against Santander Bank

Reclaim PPI Against Santander Bank

Santander Bank branches are a familiar sight in our high streets, of course, and their instantly recognisable logo can be seen in towns and cities right around the world. These days, it’s part of the Spanish multinational Banco Santander, a group that includes many other once-famous names in British banking, including Abbey National, Alliance & Leicester and Cahoot.

If you had a financial product from any of these names during the period between the late 1980s and the late 2000s, there is a good chance that it included a PPI policy as well. Up until the late 1980s, the banks enjoyed very healthy profits mainly thanks to the high interest rates, but when those rates started to come down something else was needed to keep the money flooding in.

That something else turned out to be Personal Protection Insurance, a hugely lucrative product that seemed almost too good to be true to the banks, building societies and credit providers. Our financial institutions were greatly trusted by the public in those days, so it was easy for them to convince their customers that PPI was a worthwhile investment.

We know now, of course, that many well-known companies went to great lengths to sell PPI on an industrial scale, off-loading policies on the public without even considering whether they were of any use to them. The institutions that we once thought looked after our interests at all times turned into aggressive, pushy profit machines that only seemed to worry about the next sale.

Motivated selling for a product you might not have needed

Staff members at places such as the Abbey National were heavily incentivised to reach their sales targets. The banks didn’t need to spend much to train their teams because the product was sold ‘as is’ to just about anyone, irrespective of their age, their job or their financial status. Sad to day that some companies didn’t even ask customers whether they wanted PPI, they were just given it.

When the PPI scandal came to light, it soon became apparent that many major players in the UK banking sector had been behaving with very little in the way of fairness. They seemed only to be concerned with profit, and that’s why we’ve seen billions of pounds set aside since to pay the inevitable – and quite justifiable – compensation claims.

And that’s where we come in. We are unusual in claims management circles because we don’t believe in seeking quick wins that might only skim the surface of what really happened. We seek the full credit history of transactions, often going back decades, in order to mount a claim based on all of the facts. Then, armed with the bigger picture, we can seek the proper justice that our clients deserve.

Whether you had a credit card, a loan or even a mortgage with companies such as Santander Bank, you might well have been paying a ridiculous amount of money for a PPI policy that you probably didn’t want or need. And now that the deadline for PPI claims is fast approaching, it’s time to get Beat the Banks to start asking a few questions on your behalf.

We have been seeking justice for many years now, and we know that the best way to achieve significant success is to go back to day one. The team at Beat the Banks has a great deal of experience in the financial sector, so we know where to look and who to speak to.

If you think you had PPI before, have a chat with our friendly specialists as soon as possible. We’re on 0800 193 1234, or you can use the online contact for. We hope to be speaking with you very soon.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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