Reclaim PPI Against Santander Bank

Santander Bank Reclaim PPI

If you were an Alliance & Leicester customer between 14 January 2005 and 31 December 2007 and took a personal loan through them during that time, then the chances are you were mis-sold PPI. The then record FSA fine of £7 million in October 2008, meant they had to write to all customer potentially mis-sold PPI during that period. Customers then had a three year window to submit a complaint. Those who haven’t are now time barred.

All is not lost though. A new type of PPI claim now exists and can be used for all Alliance & Leicester personal loan borrowing taken before April 2008 and still in place after that date. It’s called a Plevin or a Section 140 claim. The FCA will issue full guidance by the end of August 2017.

It’s all to do with an unfair level of commission being earned by Alliance & Leicester. The FCA says anything above a 50% commission is likely to be unfair. So, if you are successful, you may get back the difference between this “fair” commission and the actual figure. Actual commission levels could be as much as 67% plus. A difference therefore of 17%. You would also receive interest on that portion, plus 8% simple interest for each year. Not so much as a normal PPI claim against Alliance & Leicester, but still well worth submitting.

Beat the Banks are experts on claiming for mis-sold PPI on Alliance & Leicester personal loans. To find out more, please give our team a call on 01382 200474 or 0800 193 1234.








Here are some more facts, if you think you may been mis-sold PPI by Alliance & Leicester, Abbey National or Santander.

A&L, also sold a considerable amount of Accident, Sickness and Unemployment polices offering protection for mortgage payments.

This would have appeared on bank statements as “A&LPINS,” the reason being, that the policy carrier was Pinnacle Insurance.

For Abbey National customers, this type of mortgage protection would have appeared on your bank statements as “AN Paymentcare”.

Beat the Banks have had some truly outstanding compensation results against the mortgage protection policies sold by both brands. If you think you have been mis-sold PPI or Accident Sickness and Unemployment Insurance on your mortgage, with A&L or Abbey National, please contact our team on 01382 200474 or 0800 193 1234.

Finally, for the record, Santander took over Alliance & Leicester in October 2008, just before their record fine for mis-selling PPI. They previously bought Abbey National in 2004. Despite the FSA fine, each brand continued to aggressively sell PPI on all personal loan borrowing. If you think you might have been mis-sold PPI on a personal loan with either A&L, Abbey National or Santander brands, then we are the experts and remember all team of claims experts were all former bank lending managers.

Santander And PPI - The Facts

In October 2008, Alliance & Leicester now owned by Santander received a then-record fine of £7 million for mis-selling PPI.

In October 2008 Santander took over Alliance & Leicester, just before thier record fine for mis-selling PPI.

All PPI claims need to be registered by August 2019, if you were mis-sold PPI by Santander you need to act now.

In 2004 Santander bought Abbey National who continued to mis-sell mortgage protection known as Paymentcare

From Our Clients

  • “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

    Shona, Dundee
  • “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

    Mr A McQuillian
  • “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

    T & A, Dundee
  • “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

    Mrs S, Falkirk
  • “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

    Mrs M, Elgin
  • “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

    Dave & Linda , Dundee
  • “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

    Mr S, Dingwall
  • “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

    Mr & Mrs M, Shetland
  • “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

    Mrs C, Glasgow

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