Welcome to Beat the Banks

Find Us

87 Commercial Street,

Dundee DD1 2AB

Reclaim PPI Against Yorkshire Bank

Reclaim PPI Against Yorkshire Bank

There have been many times in recent years when our investigations proved that Yorkshire Bank were mis-selling PPI on a huge scale. The company pushed their sales team to sell, sell and sell again, despite the fact that Payment Protection Insurance was often of little or no use to many of its customers. If you were one of those unfortunate customers, we’d like to hear from you as soon as possible.

Yorkshire Bank is now a trading division of Clydesdale Bank, another high street name that embraced aggressive selling of PPI during the lending boom. Clydesdale were fined a then-record £20.7 million for serious failings when handling compensation claims, after it was proved that they lied to customers and to the Financial Ombudsman.

The origins of the Yorkshire Bank go back to the 1850s. It started life as the quaintly named West Riding Penny Savings Bank, which at the time was a non-profit organisation. By the time the lending boom of the late 1980s and 1990s was in full flow, it was anything but that. The push for profits via overly enthusiastic selling of policies was paramount, with sales teams receiving hefty incentives to reach targets.

One of the more distasteful tactics used by Yorkshire Bank involved contacting loan customers a few months into their new loan periods and offering further borrowing. Often customers didn’t need it, but in those days we tended to trust our banks and building societies far more than we do now. If the bank was offering more borrowing it had to be a good thing, right?

As many of its customers struggled to keep up with payments on more borrowing and perhaps high credit card balances, Yorkshire Bank could just sit back and watch the money flowing in. And with PPI policies attached to those loans, credit cards and mortgages it was getting better and better. Perhaps inevitably, the credit crunch hit and the whole gravy train ground to a halt.

Righting a wrong that should never have occurred

For many years, the team at Beat the Banks campaigned strongly for further investigation into Clydesdale and Yorkshire Banks. We worked alongside Members of Parliament and the press to show the world how underhand previous tactics had been. Armed with our evidence, the Financial Conduct Authority launched an investigation that would lead to serious punishments.

These days, we continue to work relentlessly on behalf of our clients in a bid to get them the justice they deserve. It’s a sad and shameful fact that the banking industry behaved so poorly towards their customers in the drive for more and more profit. There was a time when the mere sight of a bank’s logo in the high street was enough to engender a sense of trust, but that seems to be a thing of the past now.

Whether you had a bank loan, a credit card or a mortgage with the Yorkshire Bank, or trading partners such as London & Edinburgh, General Accident, CGNU or Norwich Union, we can help you find out if you also had PPI. The deadline for PPI compensation claims is coming fast, so the time to act is now. After that day, no new claims are likely to be heard.

Many claims management companies only seek part of the credit history on behalf of their clients, but that’s not how we work. Beat the Banks always look for all relevant information, and if that means going back several decades we’ll do it. To find out more about the Beat the Banks difference, call 0800 193 1234 and have a chat with our friendly specialists.

Tell us your story

Sign up to Beat the Banks Newsletter

I have read and agree to the terms & conditions
  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

Web Design by: Purple Imp

The PPI deadline has now passed.

 

We can no longer assist you in submitting a PPI claim.