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Reclaim Your PPI Against Catalogue Accounts

If you took out a catalogue account in the late 1990s or early 2000s, then, there is a good chance that you may have been mis-sold PPI. Not only did these accounts generally have huge interest rates, but the cost of their PPI offering was also often off the scale in comparison to that of say a standard credit card. You could expect to pay 65p-75p per every £100 of account balance on your average credit card. With some catalogue accounts this hit as much as £2.50 per £100 of cover.

The high cost of the PPI, along with astronomical interest rates, often above 30% means that even if you were used to having balances of just a few £hundred, you may be due considerable compensation.

Here are just a few names that you might recognise – Littlewoods, Studio Cards, Freemans, Great Universal, Shop Direct, Very and Simply Be.

PPI mis-sold on catalogue accounts can sometimes be a lot harder to claim as simply the companies involved, did not generally fall in the line of regulation going back from the FCA in January 2005 and in turn the GISC and ABI back, ultimately to December 1989.

That’s where the expertise of the team at Beat the Banks comes in. We have hundreds or years of experience and all our claims experts were former bank lending managers. If you would like to know more about how we can help you make a claim for PPI sold on your catalogue account, please call our team on 01382 200474 or 0800 193 1234.

Although the main store cards were sold by GE Capital Bank, there were many, many more in existence. All had very costly PPI cover and applied much higher interest rates than an average credit card. At Beat the Banks we are experts on claiming mis-sold PPI against all of them.

If you regularly had debit balances even in the £hundreds, then due to the cost of the Account cover and the inflated interest rates, you could be due significant compensation. The Beat the Banks team have had some incredible results for customers who have paid PPI on their store cards or catalogue accounts.

Here are just some brand names that you will recognise, along with their store card issuers –

  • Alders
  • Ann Summers
  • Brantano
  • Focus DIY
  • JJB Sports
  • Lewis’s
  • M&Co
  • Nevada Bob’s
  • Quiz
  • Selfridges

All were Creation Finance

  • Coast
  • IKEA
  • Jaeger
  • New Look
  • Warehouse
  • Oasis

All were Ikano Financial Services

  • Argos
  • Homebase
  • Oasis

All were Home Retail Group

Next

Finally, a special mention for Next. One of our favourite subjects at Beat the Banks. We have had some outstanding results for customers mis-sold PPI by Next. High-interest rates and PPI continually charged out at £1 per £100 of overdrawn balance, has meant big compensation results for customers who have held a Next account and paid PPI.

Catalogue Accounts with mis-sold PPI include

Ann Summers, Brantano, JJB Sports, Ikea, Warehouse, New Look, Nevada Bob’s, Homebase, Argos, Oasis and many more.

PPI On store cards

Was generally more than on credit cards! Debenhams PPI in later years was £1.50 per £100 of cover.

Time running out to claim against store card providers

All PPI claims need to be registered by August 2019, if you were mis-sold PPI by any store card provider you need to act now.

No paperwork, no account numbers, no details

No problem! Let us take care of everything, time is running out, what do you have to loose.

Late 1990’s Or Early 2000’s

These accounts generally have huge interest rates, the cost of their PPI offering was often off the scale in comparison to that of say a standard credit card.

Balance On Your Account

The high cost of the PPI, along with astronomical interest rates, often above 30% means that even if you were used to having balances of just a few £hundred, you may be due considerable compensation.

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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