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Aviva Pension Compensation Claim

The Aviva Defined Benefit Final Salary Pension Scheme

If you have ever been given professional advice to leave the former Aviva (previously known as Norwich Union) defined benefit final salary pension scheme during your working life or on retirement, it is worth checking that the advice you were given has not left you significantly out of pocket.

All too often, the apparent justification for transferring out of any DB pension scheme can focus simply on the desire to ensure that on death, the pension pot is passed onto a partner or to children. This is NOT a valid reason in itself. For example, appropriate life cover insuring this “risk” can often be bought for a fraction of the initial and ongoing advice fee taken by a pension specialist as a result of their recommendation to move your pension elsewhere. To be clear, there is also no need to move your pension away to access a cash free lump sum at age 55 or above.

The key issue

The key issue should always be to ensure that a transferred-out fund continues to provide a suitable income substantially into retirement or up until death. Remember stock market fluctuations can, at a stroke, decimate your fund – Something you do not have to worry about if you remain within the safe confines of a DB scheme.

The FCA are clear on the fact that moving these type of pensions is far from a good idea for everyone and the opening gambit should be that it is not appropriate. To prove otherwise, a pension specialist requires to undertake a substantial investigation into your pension, your personal and family finances and your financial needs. As a result, transferring out will only be suitable advice for a small percentage of DB pension holders.

If you have taken advice to transfer away from the former Aviva defined benefit final salary pension scheme any time after April 1988 and are concerned you may have lost out, Beat the Banks are currently offering an entirely free pension check. To find out more, call 01382 200474 or text Pension to 87007

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  • Mrs C, Glasgow

    “From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

  • Shona, Dundee

    “Huge thank you to the team. After attempting to claim PPI myself and getting absolutely nowhere, I got Beat the Banks involved and ended up getting  £12,000. What a result. Beat the Banks made it so easy and were committed right to the end.”

  • Mr A McQuillian

    “From previous experience of PPI claim companies, I was a bit dubious if anyone could help me but I thought I would try Beat The Banks. To say I am pleased with the service and conclusion to my claim is an understatement. Beat the banks and my claim handler in particular handled all aspects of the claim from Clydesdale Bank with professionalism, courtesy, and efficiency to secure a positive result on my behalf. I would certainly recommend the services of Beat the Banks to anyone who thinks they have PPI claim, especially with the Clydesdale Bank.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • T & A, Dundee

    “Down entirely to Mike’s hard work, we previously had a successful claim with Clydesdale Bank. Mike was convinced we had more loans with PPI and he was relentless in efforts to recover our paperwork from the bank. Finally, after many attempts, enough records were recovered to submit several claims. We have now received much more compensation, covering loans going back many, many years. If it had not been for Mike and the team at Beat the Banks this would never, ever have happened. Literally, all we did was sign our name and bank the cheque.”

  • Mrs S, Falkirk

    “I was apprehensive about using a company to claim my PPI as I had previously responded to a “cold call” and was pestered with calls. I heard about Beat The Banks on a local radio station and because they were based in Scotland I felt comfortable approaching them. I have had a very positive experience with Beat The Banks. They are not pushy and answer any queries timeously. All the Agents I have spoken to were knowledgeable, polite and friendly. After the initial information gathering conversation, they understood my needs and just got on with my claim. No hassle. Even when it was clear that my claim was of a relatively low value they processed without delay. I would definitely recommend using Beat The Banks …. they put all the other companies out there to shame.”

  • Mr & Mrs M, Shetland

    “We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we’d never have gotten round to doing and we’re so glad we went through the process with professionals as we’ve now had great results. Only positives have come from the experience.”

  • Mrs S, Falkirk

    “Excellent service so helpful, I received a substantial sum back that I had no idea I was due, thank you again to Beat The Banks especially to Gary who was so helpful and efficient in every way.”

  • Dave & Linda , Dundee

    “We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

  • Mr S, Dingwall

    “Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

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