Beat The Banks

NEWS ALERT

An upheld complaint by Beat the Banks sees PTC Financial Advice (Scotland) Ltd officially classed as “FAILED” and placed in to FSCS Default on 20 October 2025. How much are you due??

Get in Touch

Have questions or need assistance? Reach out to us.


    Visit Us

    1st Floor, 87 Commercial St, Dundee DD1 2AB

    Your Questions Answered

    A financial health check is a free, comprehensive review of your Spanish mortgage and insurance policies. Our expert team will assess whether your mortgage was mis-sold, evaluate your life insurance for unnecessary costs or exclusions, and check if your buildings and contents insurance provides adequate protection at a fair price.

    If you took out a mortgage in Spain, you may have been affected by unfair terms such as floor clauses, excessive fees, IRPH interest rates, or mandatory insurance add-ons. Our team will review your mortgage agreement to determine if you are eligible for compensation.

    Yes! Our Free Financial Health Check comes with no obligation. It includes a full assessment of your mortgage, life insurance, and home insurance to identify any mis-selling or excessive charges. If we find potential claims, we will guide you through the next steps to recover compensation.

    The time frame depends on the complexity of your case and the response from the Spanish bank or insurer. On average, claims can take several months, but our experienced team will work efficiently to ensure the best possible outcome as quickly as possible.