Beat The Banks

NEWS ALERT

An upheld complaint by Beat the Banks sees PTC Financial Advice (Scotland) Ltd officially classed as “FAILED” and placed in to FSCS Default on 20 October 2025. How much are you due??

Was your Pension Mis-Sold?

Uncover if you have been misadvised to transfer your pension and are due compensation.

Start Your Free Check Today – no obligation, no upfront costs.

Our Journey of Success in Financial Forensics

  • Since 2011, Beat The Banks has built a reputation for success through detailed “financial forensics,” helping thousands win financial mis-selling cases.
  • Our expertise dates back to the days of PPI mis-selling claims, where detailed analysis of hundreds of pages of financial data often resulted in life-changing compensation
  • Notable Wins: Over £100,000 recovered for many clients, with a record-breaking £267,000 payout for one claimant.
Mis sold pensions

Have I been mis-sold a Pension?

You may have lost a substantial sum of money without even knowing it. Over 75% of our successful claimants (from a survey of our customers from January – November 2021) hadn’t the slightest clue they were victims. Many lost substantial six figure sums. 

Misadvised pension transfer

Why Choose Us?

  • Over £50 million recovered for mis-sold financial products.
  • Decades of expertise in financial services and forensic analysis.
  • Transparent, honest advice every step of the way

Our team is here to uncover what you’re owed — and help you claim it.

 

What is a FREE Check?

Mike Begg, Managing Director of Beat the Banks talks about what is included in their FREE check and how they can help. Beat the Banks are one of Scotlands leading experts in financial mis-selling claims and we’re here to help! 

What We Do

Step 1: Understanding Your Story

  • A friendly chat to understand why you were advised to move your pension

Step 2: Reviewing Your Documents

  • Suitability Reports, Pension Transfer Analysis, and even texts/emails from your adviser are carefully reviewed.

          No Paperwork? No Problem!

On your behalf, we recover essential data from companies, liquidators, pension schemes, and funds.

Step 3: Investigative Forensics

  • In-depth research into:
    • Your adviser’s history, regulatory status, and past claims.
    • FCA Register, Companies House, and the FOS upheld claims database.

Step 4: Honest Feedback

  • We assess whether you have a strong claim and explain your chances of success.

Step 5: Your Decision

    • Proceed with our expert support or choose to submit the claim independently.
Beat the Banks

Start your
FREE check

If any of this sounds familiar, you’re not alone — and you may be owed compensation. Our Free Financial Health Check can help uncover these issues and show you exactly what to do next.

Start your free check today — it’s quick, confidential, and could save you thousands.

Frequently Asked Questions

Mis-selling occurs when advice to leave a defined benefit pension scheme leads to financial loss.

We can recover essential information for you—it’s part of our free check.

Typically within weeks, after thorough analysis of your case details.

Time limits may restrict claims, but we assess this upfront.